Consumer Loan Rates


Effective as of 10/23/2014

(APR defined as Annual Percentage Rate; is subject to change without notice. Customers must live within Norfolk or Bristol counties to qualify. Auto loan customers may work in Foxboro, Plainville, or Norfolk to qualify.)

Auto Loans
Year Rate Max. Term Cost Per $1000
New Vehicle (10% down) 2014 2.99% APR 36 Months 29.08
  2.99% APR 48 Months 22.13
  3.49% APR 60 Months 18.19
  5.49% APR 72 Months 16.33
Used Vehicle 2013-2011 4.25% APR 60 Months 18.53
2010 5.25% APR 60 Months 18.99
2009 6.00% APR 60 Months 19.33
2008 7.25% APR 48 Months 24.06
2007 10.00% APR 48 Months 25.36
Auto loan rates are based on direct payment pull from a Foxboro Federal account. Without direct pull, add 0.50% to quoted rate.        

Personal Unsecured Loans
Rate Max. Term Cost per $1000
11.99% APR 36 Months 33.21
Maximum loan amount is $5,000.      

Home Improvement Loans
Rate Max. Term Cost per $1000
4.99% APR 36 Months 29.97
5.49% APR 60 Months 19.10
5.99% APR 84 Months 14.60
UCC1 required on all loans. Fee $132 and a 3 day Right Of Recission. Maximum loan amount $25,000.      
MassSAVE Heat Loan for the installation of new energy efficient measures-call MassSave at 1-866-527-7283 or visit www.masssave.com for additional information. 0% APR up to 60 months  

Passbook Loans
4% above Rate Paid on Savings account.


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