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Consumer Loan Rates
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Effective as of 08/27/2008
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(APR defined as Annual Percentage Rate; is subject to change without notice. Customers must live within Norfolk or Bristol counties to qualify. Auto loan customers may work in Foxboro, Plainville, or Norfolk to qualify.)
Auto Loans
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Year |
Rate |
Max. Term |
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New Vehicle (10% down) |
2008 |
5.49% APR |
36 Months |
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5.75% APR |
48 Months |
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5.75%* APR |
60 Months |
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5.99% APR |
72 Months |
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Used Vehicle |
2007-2005 |
6.125% APR |
36 Months |
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6.50% APR |
48 Months |
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2004-2001 |
7.25% APR |
36 Months |
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Auto loan rates are based on direct payment pull from a Foxboro Federal account. Without direct pull, add 0.50% to quoted rate. *Cost per $1,000 borrowed for a 60 month new auto loan is $19.22. |
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Personal Unsecured Loans
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Rate |
Max. Term |
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11.99% APR* |
36 Months |
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Maximum loan amount is $5,000. *Cost per $1,000 borrowed on a 36 month personal loan is $33.21 |
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Home Improvement Loans
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Rate |
Max. Term |
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5.49% APR |
36 Months |
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5.99% APR* |
60 Months |
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6.50% APR |
84 Months |
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UCC1 required on all loans over $10,000. Fee $132 and a 3 day Right Of Recission. Maximum loan amount $25,000. * Cost per $1,000 borrowed on a 60 month Home Improvement loan is $19.33. |
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MassSAVE Heat Loan for the installation of new energy efficient measures-call MassSave at 1-866-527-7283 or visit www.masssave.com for additional information. |
0% APR |
up to 60 months |
Passbook Loans
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4% above Rate Paid on Savings account. |
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Equal
Housing Lender