Consumer Loan Rates


Effective as of 08/27/2008

(APR defined as Annual Percentage Rate; is subject to change without notice. Customers must live within Norfolk or Bristol counties to qualify. Auto loan customers may work in Foxboro, Plainville, or Norfolk to qualify.)

Auto Loans
Year Rate Max. Term
New Vehicle (10% down) 2008 5.49% APR 36 Months
  5.75% APR 48 Months
  5.75%* APR 60 Months
  5.99% APR 72 Months
Used Vehicle 2007-2005 6.125% APR 36 Months
  6.50% APR 48 Months
2004-2001 7.25% APR 36 Months
Auto loan rates are based on direct payment pull from a Foxboro Federal account. Without direct pull, add 0.50% to quoted rate. *Cost per $1,000 borrowed for a 60 month new auto loan is $19.22.      

Personal Unsecured Loans
Rate Max. Term
11.99% APR* 36 Months
Maximum loan amount is $5,000. *Cost per $1,000 borrowed on a 36 month personal loan is $33.21    

Home Improvement Loans
Rate Max. Term
5.49% APR 36 Months
5.99% APR* 60 Months
6.50% APR 84 Months
UCC1 required on all loans over $10,000. Fee $132 and a 3 day Right Of Recission. Maximum loan amount $25,000. * Cost per $1,000 borrowed on a 60 month Home Improvement loan is $19.33.    
MassSAVE Heat Loan for the installation of new energy efficient measures-call MassSave at 1-866-527-7283 or visit www.masssave.com for additional information. 0% APR up to 60 months

Passbook Loans
4% above Rate Paid on Savings account.


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