 |
Consumer Loan Rates
|
Effective as of 05/24/2013
|
(APR defined as Annual Percentage Rate; is subject to change without notice. Customers must live within Norfolk or Bristol counties to qualify. Auto loan customers may work in Foxboro, Plainville, or Norfolk to qualify.)
Auto Loans
|
|
Year |
Rate |
Max. Term |
Cost Per $1000 |
|
New Vehicle (10% down) |
2013/12 |
2.99% APR |
36 Months |
29.08 |
|
|
|
2.99% APR |
48 Months |
22.13 |
|
|
|
3.49% APR |
60 Months |
18.19 |
|
|
|
5.49% APR |
72 Months |
16.33 |
|
Used Vehicle |
2011-2009 |
4.25% APR |
60 Months |
18.53 |
|
|
2008 |
5.25% APR |
60 Months |
18.99 |
|
|
2007 |
6.00% APR |
60 Months |
19.33 |
|
|
2006 |
7.25% APR |
48 Months |
24.06 |
|
|
2005 |
10.00% APR |
48 Months |
25.36 |
|
Auto loan rates are based on direct payment pull from a Foxboro Federal account. Without direct pull, add 0.50% to quoted rate. |
|
|
|
|
Personal Unsecured Loans
|
|
Rate |
Max. Term |
Cost per $1000 |
|
|
11.99% APR |
36 Months |
33.21 |
|
Maximum loan amount is $5,000. |
|
|
|
Home Improvement Loans
|
|
Rate |
Max. Term |
Cost per $1000 |
|
|
4.99% APR |
36 Months |
29.97 |
|
|
5.49% APR |
60 Months |
19.10 |
|
|
5.99% APR |
84 Months |
14.60 |
|
UCC1 required on all loans. Fee $132 and a 3 day Right Of Recission. Maximum loan amount $25,000. |
|
|
|
|
MassSAVE Heat Loan for the installation of new energy efficient measures-call MassSave at 1-866-527-7283 or visit www.masssave.com for additional information. |
0% APR |
up to 60 months |
|
Passbook Loans
|
|
|
4% above Rate Paid on Savings account. |
|
Equal
Housing Lender