Deposit Rates


Effective as of 10/23/2014

(Subject to change without notice)

Checking and Savings Accounts **
Minimum to Open Interest Rate APY
Regular Savings & Club Accounts $10.00 0.10% 0.10%
Completely Free Checking NA 0.00% 0.00%
50+ Free Interest Checking $50.00 0.05% 0.05%
VIP Free Interest Checking $50.00 0.05% 0.05%
Wall Street Checking $50.00-$1,499.99 0.10% 0.10%
$1,500.00 & over 0.15% 0.15%
Business Completely Free Checking NA 0.00 0.00%
Business Interest Checking $50.00 0.10% 0.10%
Minimum to earn APY is $10.00      

Money Market Account **
Balance Minimum to Open Interest Rate APY
$0-999 $1,000.00 0.10% 0.10%
$1,000 to $49,999.00 $1,000.00 0.15% 0.15%
$50,000 and higher $1,000.00 0.20% 0.20%
     

Certificates of Deposit *
Minimum to Open Interest Rate APY
7 to 59 Days $1,000.00 0.15% 0.15%
60 to 91 Days $1,000.00 0.20% 0.20%
6 Months $1,000.00 0.30% 0.30%
1 Year * $1,000.00 0.45% 0.45%
18 Months (Preferred) * $1,000.00 0.55% 0.55%
18 Months (Fixed) * $500.00 0.55% 0.55%
24 Months * $500.00 0.75% 0.75%
30 Months * $500.00 0.80% 0.80%
36 Months * $500.00 0.90% 0.90%
48 Months * $500.00 1.09% 1.10%
60 Months * $500.00 1.34% 1.35%

* Certificates of deposit with a maturity of 12 months or longer are also available for IRAs.
** Fees may reduce earnings.

Preferred CDs allow a one time change in rate during term of CD.

APY is defined as the Annual Percentage Yield. Interest on deposit accounts will be compounded and credited to your account monthly. Monthly interest checks are available on CDs. Penalty may be imposed for early withdrawal of funds from a CD.



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